Okay, awhile, ago, through the combined stupidity of my DnD group, we faced a Giant, a really powerful one. Only two characters survived, I was one of them, and thus, I had first lootin’ rights. I found this magic ring which, I later found out, was a ring of Fire Protection. Fire magic damage is decreased, and regular fire damage is nullified completely. So, i decided to use it to my advantage.
I figuredthat sense I was immune to regular fire damage, I could pour oil all over myself, set myself on fire, and charge into a battle as the “Flaming Spectre of Death”. I’d use the fire to keep my enemies more at bay, and the heat would certainly hamper their skills. My Dm, though, decided that this was a bit too convenient. So, while my skin was protected from the fire, my clothes weren’t.
Normally, this wouldn’t be too bad a problem- I mean, now I’m a NAKED flaming Spectre of Death, right? Should psych people out even more. Well, it seems that, if I’m protected against fire damage, that means I’m protected from it’s heat, too. So, I was left to fight a buncha werewolves (again, courtesy of my group’s stupidity), at night, in Autumn weather, without any clothes on. The Cold got to me pretty soon.
Oh, and btw, I may become a werewolf, we don’t know yet. Yay.