Humans might be bad in the short run, that’s true…but seriously, the only scenarios where that even affects your party are Asellus’s Blue’s. But, then again, I had a mostly Mystic party the only times I played through Asellus’s
Until I go back to Facinaturu, my group is Asellus/Lute/White Rose/Rouge/Silence. I find that since Mystics gain spells slower than humans, and are dependant on good monsters for stats and abilities, they also suffer from the same defect as humans do. My favorite Mystic Equip Stupid is Sword/Griffith Scratch, Gloves/Tiger Rampage, Boots/Titas Wave, and when I can, I get a Sea Stone on them (Mystics can use Maelstrom when they have a Sea Stone
I think you have to fight an enemy that does it to learn it though).
In any case, seeing as “the long run” is what matters most, I go for people that will be better in the long run. Humans are just the most diverse race with the least amount of work.
Also, Mecs are great - probly overall the best and safest characters…I just think they’re boring. It’s so easy to make a good Mec that it’s just not much fun to use the, I think. I personally don’t think that the Gold Trick is a bug, I think it was made to be discovered. The Junk Shop trick is definitely a bug, no doubt. I use it anyways though 
Monsters aren’t bad, no doubt. I just don’t know much about them. I constantly just hope I get skills I like. They’re very nice in the beginning, because they can just suddenly get stronger than your party. But, in the end of the game, if you absorb stuff, you’ll find them just getting suddenly weaker
They’re not bad, it’s true. Just too much hassle for me.